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What’s Life Insurance?
By Ontario Taripre$
Life Insurance, for some reason, is not looked at as a necessity! In fact it is very much a necessity, more so than that cell phone everyone loves to have and is much more expensive than life insurance premiums! People would buy Cable TV, buy things on credit and secure more debt, make an extra effort to pay for things they want than need. But realize, if an unfortunate event was to occur where they die, then those debts and expenses transfer to their family, including the funeral expenses! For as little as $15 to anywhere between $30 and $40 per month, we can purchase a policy of $50,000 to $250,000 to take care of all of our expenses and debt, and maybe even leave something for our immediate family members! So why do we think that life insurance isn’t important? While it is out there for us to research and gather knowledge about, most are conditioned in things and instant gratification! We don’t see the benefits of life insurance right away, unless someone dies who don’t have it, then we harp about life insurance. Even still, we go home as if we don’t need it and go on about life as if nothing can happen. When I look at the wealthy, as they go on, they pass on wealth, most times through life insurance and wills! If they pass on debt, it’s taken care of in wills, through estates and things of that nature. Everything is spelled out in the will what should be done with the money, and then who gets what. But, us as the middle class and lower can do the same thing on a smaller scale, through our life insurance! Why not take out a generous policy of around $250,000, to pay off the house, the car, the credit cards, medical bills and other loans. Even if no one gets any money, at least they don’t inherit the debt! I’m about to upgrade my policy from $150,000 to $250,000; the house alone eats up the $150k, so I would need to cover all other expenses and bills! Life insurance is an investment for the future that could very well end up being the present, and as we grow older, we can decrease the amount of the policy, as we should have more in assets and less liabilities to pass on! |
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PLEASE VISIT THE CONTRIBUTOR'S WEBSITE
Reality Business
Source to making money online and business
bisnessreality.blogspot.com
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